At 41 Lumber, we know that every project starts with a solid foundation—your finances. That’s why we offer flexible credit options designed to help homeowners and businesses alike tackle projects of any size. Whether you’re updating your kitchen, building a deck, or managing a commercial job site, our credit programs give you the freedom to get started right away.

With competitive terms and straightforward applications, we make financing simple so you can focus on what matters—building your vision. Plus, our Team is here to guide you every step of the way. Apply today and let 41 Lumber help turn your ideas into reality.

Available Flexible Credit Options for Every Project

Consumer Credit: Our consumer credit program is built for homeowners and DIYers who are ready to bring their project ideas to life. Whether you’re upgrading your kitchen, installing new roofing, or building the deck you’ve always wanted, we’re here to help make it happen.

With competitive rates and flexible repayment options, our program is designed to fit your budget and take the stress out of financing. At 41 Lumber, we’re more than just a supplier—we’re your partner in creating spaces that feel like home. Apply today and get started on your next project with confidence.

Commercial Credit:Our commercial credit program is built to support contractors, businesses, organizations, and nonprofits taking on larger projects. Whether you’re managing a commercial build or planning a major renovation, we offer higher credit limits, flexible payment options, and personalized account support to keep your projects moving forward smoothly. We’re committed to making financing as straightforward as possible so you can focus on what matters—getting the job done. 

For our nonprofit partners, we’ll need a few additional documents to get your account set up:

• A valid Tax Exemption Certificate
• Your 501(c)(3) designation letter
• An official IRS determination letter

Start your application process today by selecting the option that best fits your needs. If you have any questions, contact us at customerservice@41lumber.com or visit your nearest 41 Lumber location for personalized assistance.